Only look at homes you feel confident you can comfortably afford -- it’s one of my top pieces of advice for homebuyers. 

• Most experts recommend using the 28/36 rule which means you shouldn't spend more than 28% of your gross monthly income on housing and 36% on total debt (including your mortgage, credit cards, and other loans like auto and student loans).⁣ 
• For example, if your salary is $75,000 per year, your gross monthly income is $6,250 ($75,000 divided by 12). Your total housing costs (principal, interest, taxes, and insurance) shouldn’t exceed $1,750 per month (28% of $6,250).⁣
• Keep in mind the 28/36 rule is just a general guideline. Adjust the percentages to your own comfort level and financial goals. ⁣

Playing around with your budget and ready to see some homes? Send me a message and let’s start your home search TODAY!⁣!

Buying a home doesn’t have to be overwhelming — I hear from clients ALL THE TIME how much easier the process was than they initially thought it would be. I couldn't agree more! ⁣
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Buying a home can be a (literal) walk in the park...IF you have the RIGHT agent to guide you along the way. As your agent I will: ⁣
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• Listen to your wants, needs, and dreams⁣
• Take to heart your fears and hesitations⁣
• Ask questions to help you clarify what it is you’re REALLY looking for⁣
• Give you the time and info you need for every step in the homebuying process⁣
• Provide you all the home options I possibly can⁣
• Encourage and support your short- and long-term goals⁣
• Put you and your family's needs first above everything else⁣
• Celebrate as you start an exciting new chapter in life⁣
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If you’ve thought about buying for a while now, but always talk yourself out of taking the next step, TODAY is the day — send me a message. That’s all you have to do to move towards your real estate dreams. I simply cannot wait to hear from YOU!⁣

No doubt you’ve heard it’s a seller’s market, but that doesn't mean buyers are getting left high and dry. 
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Q: Is “now” a good time to buy?⁣
A: I’ve got four words for you: HISTORICALLY LOW-INTEREST RATES!!!⁣
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Did you know interest rates reached their highest point in 1981 when the annual average was 16.63%? Yep. It's true. Freddie Mac said so. Now, fast forward 40 years...⁣
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Last week, the average 30-year fixed-rate hovered right around 2.75%. 2.75% for a 30-year fixed mortgage — that's incredible!⁣
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If you have decent credit, steady employment, and are seriously tired of renting, consider buying! You’ll get WAY MORE house for your dollar with interest rates this low. Curious to see how much more? Let's chat!⁣

You’re SO READY to get inside those homes on your shortlist and see for yourself if one of them is soon-to-be your new address. ⁣
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I know you’re excited, but you gotta go into those showing calm, cool, and with your thinking cap on. Here’s a quick list of how to do just that: ⁣
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1. Before a showing, read over your wants vs. needs list and revisit your budget. Having this fresh on your mind will help you stay objective and focused.⁣
2. Take pictures and videos to jog your memory later and to help you process with friends and family.⁣
3. Remember, you can’t change the lot or the location so make sure you love both. You also don’t want to be the priciest home on the block. (Psst, I can help assess whether or not that’s the case.⁣)
4. Don't let yourself get distracted by decor or staging. These things will be gone by the time you move in, so try to stay focused on the things that cannot be changed as easily.⁣
5. Take your time. If a home makes a good first impression, let me know you’re interested and that you’d like to spend a bit more time looking around!! This is one of the largest purchases you’ll ever make so it’s worth it to learn as much as you can while you’re there. ⁣