Only look at homes you feel confident you can comfortably afford -- it’s one of my top pieces of advice for homebuyers. 

• Most experts recommend using the 28/36 rule which means you shouldn't spend more than 28% of your gross monthly income on housing and 36% on total debt (including your mortgage, credit cards, and other loans like auto and student loans).⁣ 
• For example, if your salary is $75,000 per year, your gross monthly income is $6,250 ($75,000 divided by 12). Your total housing costs (principal, interest, taxes, and insurance) shouldn’t exceed $1,750 per month (28% of $6,250).⁣
• Keep in mind the 28/36 rule is just a general guideline. Adjust the percentages to your own comfort level and financial goals. ⁣

Playing around with your budget and ready to see some homes? Send me a message and let’s start your home search TODAY!⁣!

Buying a home doesn’t have to be overwhelming — we hear from clients ALL THE TIME how much easier the process was than they initially thought it would be... and we couldn't agree more! ⁣
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Buying a home can be a (literal) walk in the park...IF you have the right team to guide you along the way. Here's what you can expect from us:⁣
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• We will listen to your wants, needs, and dreams⁣
• Ask questions to help you clarify what it is you’re REALLY looking for⁣
• Give you the time and info you need for every step in the home-buying process⁣
• Encourage and support your short- and long-term goals⁣
• Put you and your family's needs first above everything else⁣
• Celebrate as you start an exciting new chapter in life⁣
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If you’ve thought about buying, but always talk yourself out of taking the next step, TODAY is the day — send us a message. That’s all you have to do to move toward your real estate dreams. We're rooting for you!

No doubt you’ve heard it’s a seller’s market, but that doesn't mean buyers are getting left high and dry. 
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Q: Is “now” a good time to buy?⁣
A: No matter if it's a "sellers market" or "buyers market" the answer is always going to be: IT DEPENDS! It's not about the market - but more about your situation and goals.
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If you have 620+ credit score, steady employment, and are seriously tired of renting, then yes... consider buying! No matter the interest rate, it's better than a "100% Landlord Rate."

Here’s a quick list of how to be 'as cool as a cucumber' when viewing homes that make your short-list: ⁣
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1. Before a showing, read over your wants vs. needs list and revisit your budget. Having this fresh on your mind will help you stay objective and focused.⁣
2. Take pictures and videos to jog your memory later and to help you process with friends and family.⁣
3. Remember, you can’t change the lot or the location so make sure you love both.
4. Don't let yourself get distracted by decor or staging. These things will be gone by the time you move in, so try to stay focused on the things that cannot be changed as easily.⁣
5. Take your time. If a home makes a good first impression, let us know you’re interested and that you’d like to spend a bit more time looking around! This is one of the largest purchases you’ll ever make so it’s worth it to learn as much as you can while you’re there. ⁣